Let US Appraisers handle your appraisalThousands of people in California buy, sell or refinance their home every month. A lot of these transactions contain a simple line item for an appraisal. Even though there are a developing number of automated home valuation methods that may appear to be less expensive than an appraisal, most lenders still call for a local expert because the stakes are incredibly high. But is getting a mortgage the only reason to acquire an appraisal? Are there other cases when the services of a licensed, independent real estate professional could come in handy? Of course there are.
Let US Appraisers help you appeal your tax assessment in Riverside CountyIf you reside in an area where property values have depreciated, it's possible you're paying too much in property taxes. An appraisal from US Appraisers is your best evidence when building your case. At US Appraisers,we can assist you in challenging your tax assessment.
Let US Appraisers help you get rid of PMI to lower your mortgage paymentPrivate Mortgage Insurance, or PMI, is an extra insurance plan that most lenders ask homebuyers to purchase when the amount being loaned to the homeowner is more than 80% of the actual value of the real estate. Most often, this additional payment is bundled into the monthly mortgage payment and is soon forgotten. This is unfortunate because PMI is unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress that requires lenders to eliminate the PMI payments when the balance is paid down to 78% of the original value.
US Appraisers will provide you with a statement regarding the value of your home, and the price you paid for the appraisal can generally be regained in just a few months because you'll no longer be paying the PMI.
Settling a divorce with less stress with an appraisal from US AppraisersA divorce is a very heartbreaking experience for the parties involved, and it is often even more complicated by the challenging decision of who maintains the home. It's a good idea to get an appraisal from US Appraisers so both parties are fully aware of the true market value of their property, regardless of the situation.
The parties will have a better idea of what price to set, if they need to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.
Trustworthy estate liquidationThe loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the residential property involved. We guarantee the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).
Most Americans do not have dedicated estate planners or executors to manage these issues, unlike wealthier individuals. And since a home or other property often makes up an uneven share of the total estate value, knowing the true worth of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've gotten an honest deal.
US Appraisers can assist you in relocating to or from Riverside CountyMoving due to a job change can be a more than just an inconvenience, and we understand. That's why we take great care in organizing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive characteristics of their property, as well as information about any current sales or listings in their neighborhood that they want considered during our thorough process.
Let US Appraisers help you sell your home quickly at the right priceWhether you decide to sell your home on your own or use the assistance of a real estate agent, a professional appraisal will help you make a more informed decision regarding your selling price. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees aren't related to the sales price, but rather they are based on our efforts to finish the appraisal.
We examine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long properties are on the market. So, obtaining a professional appraisal is a trusted way to determine what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market too long, costing you hassle and money.